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Points and miles earned through credit cards unlock incredible travel experiences, such as flying business class to Australia in the Delta One Suite or staying at posh hotels like The Adolphus in Downtown Dallas. If you’re new to the points and miles game, there is one credit card that offers a host of benefits and a BIG sign-up bonus for an annual fee of just $95 — that card is the Chase Sapphire Preferred®, the ultimate points & miles starter card for travelers.
With each purchase made with the card, you’ll earn Ultimate Rewards® points — an adaptable rewards currency that you can redeem for travel directly through the Chase travel portal, or by transferring your points to other rewards programs like British Airways, JetBlue, Southwest Airlines, United Airlines, Marriott Hotels and Hyatt Hotels, among MANY others.
What makes the Chase Sapphire Preferred® the perfect starter card for travelers
Earning potential — few cards offer the outsized earning potential of the Chase Sapphire Preferred® credit card. In addition to the tremendous sign-up bonus, here’s how many points you’ll earn on everyday purchases with this card:
- 5x points on Lyft rides (through March 2025)
- 5x points on travel purchased through Chase Ultimate Rewards portal
- 3x points on dining, including delivery
- 3x points on select streaming services
- 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2x points on all travel purchases
- 1x point per dollar on all other purchases
That’s tremendous earning potential for a card with such a low annual fee, but that isn’t where the benefits end. What makes the Chase Sapphire Preferred® a no-brainer for travelers are these additional benefits:
- NO foreign transaction fees
- Auto Rental Collision Damage Waiver
- Trip Cancellation/Trip Interruption Insurance
- Travel and Emergency Assistance Services
- Extended Warranty Protection
- Purchase Protection
To put it simply, this card offers travelers peace of mind — lost luggage, canceled flight, fender bender — this card protects you, and at a much lower annual fee than premium credit cards that offer these same benefits.
Chase Ultimate Rewards® Airline and Hotel Transfer Partners
When you transfer your Ultimate Rewards® points to airline and hotel loyalty programs, you can often unlock tremendous value — more than the 1.25 cents per point offered through Chase directly. Here is a complete list of Chase transfer partners — the reward programs where you can send your Ultimate Rewards® points:
- Aer Lingus, AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Emirates Skywards®
- Flying Blue AIR FRANCE KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards®
- United MileagePlus®
- Virgin Atlantic Flying Club
- IHG® Rewards Club
- Marriott BonvoyTM
- World of Hyatt®
This impressive suite of airline and hotel transfer partners will open the world to you — throw a dart at the map, and you can redeem your points and miles there with the Chase Sapphire Preferred Card.
And, if you don’t want to mess with other loyalty programs, you can redeem your points directly though the Chase travel portal for 1.25 cents each — that turns an 80,000 point sign-up bonus into a value of $1,000, no questions asked!